3 Top Pet Insurances
for Great Danes Reviewed
Which Offers The Most Coverage For Your Money?

Great Danes are soft and majestic giants who make great companions, but they need special attention and care to live a happy and healthy life. These dogs may bring their pet parents huge veterinary bills for critical conditions, such as heart enlargement and bloating. Given their several health problems, buying dog insurance for your canine friend can be worth your while down the road.

The 3 top pet insurances for Great Danes are...

  • Embrace Pet Insurance 
  • Petplan Insurance 
  • Trupanion Pet Insurance

All 3 offer comprehensive, excellent coverage but there are differences in plans as well as pricing. Price quotes from Embrace, Petplan, and Trupanion are quick to acquire and 100% free.

In this article, you will learn about these dog insurance companies in great detail. You will also get to know about the pros and cons of the pet insurance plans they offer. Read More Below...

Funny Great Dane picture

Great Dane Health Issues Needing Insurance

Great Dane may require regular check-ups to stay healthy and prevent health problems. Some of the health problems that can affect your dog are:

  • Bloat - Also known as GDV happens when the stomach twists or distends and can be very serious and even life threatening. It comes on unannounced and needs veterinarian care as quickly as possible which can be expensive.
  • Aortic Stenosis - It happens when the aortic valve of the heart narrows down.
  • Hip Dysplasia - It is an inherited disease that is mainly due to the improper formation of the hip joint.
  • Myotonia - Myotonia is a muscle disease characterized by the inability of a muscle to relax after contraction.
  • Lick Granuloma - It is an injury to your Great Dane's skin caused by persistent licking.
  • Entropion - Entropion is a condition in which your pet's lower eyelid rolls inwards.
  • Osteochondrosis - It is a condition that affects the joints of young, fast-growing dogs, including Great Danes.
  • Wobbler Syndrome - Wobbler Syndrome is a disease that affects the neck of your Great Dane and leads to incoordination.
  • Demodicosis - Demodicosis is a skin disease in dogs caused by parasitic mites. 

It's worth noting that bills from the vet can add up quickly for pet owners who are not insured. So, it would be wise to buy pet insurance for your Great Dane.

Embrace Pet Insurance

Embrace's dog insurance offers coverage for diseases and accidents while letting you make a pet insurance policy that best suits your dog's requirements and your budget as well. While Embrace customers pay $39 to $56 each month for pet insurance, you may have to pay less or more depending on what deductible you opt for and where you reside. A deductible is an amount you have to pay before you can begin getting reimbursed. 

With the company's dog insurance plan, your canine friend can go to any veterinarian in the country, such as specialists and emergency clinics. Your dog insurance policy will compensate you for homeopathic treatments, surgery, alternative treatments, diagnostics, and exam fees.

What's more, Embrace provides Wellness Rewards that you can purchase along with any pet insurance plan. The Wellness Rewards covers training, grooming, vaccinations, and routine visits for your Great Dane.

What's Covered

  • Dental illness up to $1,000 per year
  • Consultation fees
  • Chronic conditions
  • Nursing care, hospitalization, and surgery
  • Behavioral therapy
  • Illnesses and accidents  
  • Specialist care
  • Diagnostic testing and imaging
  • Alternative therapies and rehabilitation
  • Cancer treatment
  • Prescription drugs

What's Not Covered

  • DNA cloning and testing
  • Whelping and breeding
  • Cosmetic procedures like tail docking, ear cropping, and declawing
  • Pre-existing conditions

Factors that will determine your dog insurance policy's cost are annual maximum, reimbursement, annual deductible, location, and age.

Pros

  • Quick reimbursement
  • Diminishing deductible
  • Routine care plan

Cons

  • Rate increases
  • Age limit for new enrollments


Petplan Pet Insurance

The cost of dog insurance can vary from $20 a month to $100 per month or more. Petplan does its best to cater to your dog's needs through flexible reimbursement options. 

Additionally, the pet insurance company covers the COVID-19 virus in dogs and reimburses up to $1,000 for online visits to the veterinarian with a deductible or no copay applied. Plus, they cover boarding fees for your Great Dane if you are hospitalized for four days.

What's the best thing about Petplan is that it provides insurance for puppies as young as six weeks, with no age limits on chronic or hereditary conditions for your canine friend at any time.

What's Covered

  • Non-routine dental treatments 
  • Holistic therapies
  • Specialist treatment
  • Referral treatment
  • Cancer treatments
  • Prescription medications
  • Diagnostic treatments
  • Veterinary exam fees

What's Not Covered

  • Elective procedures
  • Pre-existing conditions
  • Preventive and routine visits

Pros

  • Claims are paid quickly, usually within one week
  • The company covers examination fees for sick visits
  • Immediate 5% discount for people who buy coverage online

Cons

  • If you buy Petplan pet insurance, you need to have regular dental health and check-ups, and these check-ups are not covered
  • You need to fulfill certain requirements for coverage to come into effect, such as taking your Great Dane to the veterinarian within 48 hours of sickness or injury.

Trupanion Pet Insurance

Trupanion pet insurance covers 90% of your Great Dane's unexpected injuries and illnesses, including surgeries, medications, diagnostic tests, and hospital stays. 

Trupanion has special software that allows them to pay your veterinarian directly in minutes at the time of checkout. It means that you do not have to pay upfront and wait for reimbursement. You only have to pay your portion, and Trupanion will pay the rest of the amount.

The dog insurance company will determine your Great Dane's monthly price by considering factors, such as additional coverage, gender, location, deductible, and age of your Great Dane at enrollment.

Once you receive a quote, you can opt for your Great Dane's monthly price by choosing a deductible from $0 to $1,000. So, you have the flexibility to choose a price plan that fits your budget. 

Trupanion can help you choose the deductible that is best for your Great Dane. Your dog's premium will not automatically increase just because he gets older, or you filed a claim.

Apart from this, the company's policy provides optional packages that can protect you from unanticipated situations related to your Great Dane. They offer additional coverage for rehabilitative treatments. However, these packages come at an extra cost.

What's Covered

  • Prosthetic devices and carts
  • Veterinary supplements
  • Medications
  • Hospital stays
  • Surgeries
  • Diagnostic tests
  • Injuries and illnesses

What's Not Covered

  • Pre-existing conditions (a condition that happened before your Great Dane's coverage effective date)
  • Prevention and wellness care
  • Sales tax where applicable
  • Exam fees

Pros

  • Customized deductible 
  • High coverage level
  • No payout limits
  • Use at any veterinarian

Cons

  • Exams are not covered
  • 30-day waiting period
  • Higher-than-average monthly premiums

Comparing Pet Health Insurances For Great Danes

Let's find out how these three pet insurances stack up against each other.

Plan Features

Exam Fees Covered

The company makes payment to hospital at the time of checkout for
genuine claims

Flexible Wellness Plan

Waiting Periods

Diminishing Deductible

Payout limits
or caps

Premiums increase
as dog ages

Embrace

Yes



No


Yes

Yes

Yes

Yes

Yes


Free Quote

Petplan

Yes



No


No

No

No

Depends on the specific plan

Trupanion

No



Yes


No

No

No

No

Conclusion

Great Danes come with a host of potential health problems, including cancer and bloating. Hence, you should get pet insurance for your Great Dane. Furthermore, you should get various quotes from different companies and compare them carefully before choosing a plan. 

Learn about the cost of the coverage and what is covered, and always remember to ask questions when you are not certain about something. You will be glad to know that the pet insurance companies support comparison, provide details about the coverage, and give online quotes. This will help you make an informed decision about the dog insurance that is perfect for your Great Dane.


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